Now through May 31, you can earn a $100 bonus when you join Navy Federal Credit Union and open a Share Certificate.
This offer is a part of Navy Federal’s Military Appreciation Month, celebrating Active Duty members and the entire military community.
See more about Navy Federal Credit Union here.
Offer valid May 1 – May 31, 2025, and can expire anytime without prior notice. To qualify for the $100 bonus, you must be a new member, eligible for membership, join Navy Federal and open a Share certificate between 5/1/2025 and 5/31/2025. Must be at least 18 years of age. Navy Federal membership is open to members of the Coast Guard, all Department of Defense uniformed personnel, reservists, Active Duty, retired, Veterans, Army and Air National Guard, DoD civilian employees, contractors, and their immediate family. Limit one (1) $100 bonus per member access number. New member must be the primary account owner of the Share certificate to qualify. Certificate must be open at the time the bonus is deposited. IRA, ESA, and Navy Federal Business Solutions certificate products are not eligible. Business and Trust accounts are not eligible. $5 minimum balance is required to open and maintain Membership Savings Account and to obtain bonus. If you have not funded your new Membership Savings Account at the time the bonus is credited, we will hold the minimum $5 share required for your membership. Membership Savings Account Annual Percentage Yield (APY) 0.25%, effective 1/6/2025. Fees may reduce earnings, and rates may change. Standard Share Certificates have a $1,000 minimum deposit. EasyStart/Special EasyStart/10-Month Special Share Certificates have a $50 minimum deposit. APY varies based on term selected and can be found at navyfederal.org/rates. Penalties may apply for early withdrawals from certificate accounts. Other restrictions may apply. Bonus will be deposited to the new member’s Membership Savings Account by June 30, 2025. Membership Savings Account must be open and in good standing for credit to be processed. Recipient is solely responsible for any personal tax liability arising out of the acceptance of this incentive. Navy Federal does not provide tax advice. Special EasyStart DDNP Disclosure Limit one Special EasyStart Certificate per member. The Special EasyStart Certificate has a $50 minimum balance and a $3,000 maximum contribution limit. Additional deposits are allowed at any time subject to the maximum contribution limit. Certificate owner(s) age 18 and older must have direct deposit* and a Navy Federal checking account within 90 days of the certificate issue date. If these requirements have not been satisfied by the 90th day, your Special EasyStart Certificate dividend rate will be adjusted to the prevailing dividend rate of the 12-month EasyStart Certificate for the remainder of the certificate’s term. At maturity, the Special EasyStart Certificate will automatically renew and any amount exceeding the $3,000 maximum contribution limit will be transferred to your Membership Savings Account unless instructed otherwise. *You may qualify for direct deposit if you have (1) a recurring ACH from employer, military pay, or certain government agency pay or benefits in your name that is deposited into a Navy Federal deposit account where you are Primary or Secondary Owner; OR (2) Mobile deposits, ATM deposits, or Branch deposits totaling at least $500 and recurring for at least three out of four consecutive months that are deposited into Navy Federal deposit accounts where you are Primary Owner; OR (3) monthly Non-payroll ACH or payroll allotment totaling at least $500 and recurring for at least three out of four consecutive months that are deposited into Navy Federal deposit accounts where you are Primary Owner; OR (4) monthly Non-payroll ACH or payroll allotment totaling at least $500 and recurring for at least three out of four consecutive months that are deposited into Navy Federal deposit accounts where you are Secondary Owner.
