Right now at Chase, if you sign up for the Sapphire Preferred credit card and spend $4,000 within the first 3 months, you can earn 80,000 reward points. Those points translate into $1,000 worth of free travel when you redeem them through Chase Ultimate Rewards!
The trick to getting the most benefit from your reward is to make your charges on essentials that you would normally be purchasing. Groceries, gas, and bills all add up quickly and can get you to that bonus in short order! You earn 1 point for every dollar you spend on necessities and 2x the points on travel and restaurant dining.
The card does have an annual fee of $95, but the benefits outweigh the fee. Be sure to pay your card in full every month to avoid interest fees, and you will be reaping the rewards in no time! See everything this card has to offer here.
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