Right now, there is an opportunity to earn 140,000 Bonus Points with the IHG One Rewards Premier Credit Card after spending $3,000 on purchases in the first three months of account opening. Those points translate into rewards, including free stays at hotels! According to IHG, you can book a night at a select IHG hotel for as little as 5,000 points per night. This means you could get up to 28 free nights, depending on the hotel. IHG has several brands of hotels, including Holiday Inn, Holiday Inn Express, Crowne Plaza, Hotel Indigo, InterContinental, Staybridge Suites and Candlewood Suites.
There is an annual fee of $99, but if you use your card to your advantage, the benefits can outweigh the fee. You can earn points not only on travel but on regular purchases such as gas stations and restaurants. Be sure not to spend frivolously; make purchases you usually would and gain the benefits.